Verkehrsrechtsschutz
Wenn man wegen Trunkenheit am Steuer den Führerschein entzogen bekommt, ist das schon schlimm genug, aber wenn die Verwaltungsbehörde den Führerschein nach der Strafe dennoch nicht mehr herausgeben will, dann trifft es den Kunden noch härter. Aber dann greift die Verwaltungsrechtsschutzversicherung in Verkehrssachen, damit man sich anwaltlichen Beistand holen kann. So ein Verwaltungsakt kann schnell weit über hundert Euro kosten und wer keine Rechtsschutz hat, scheut oftmals auch das Einspruchverfahren, um die Kosten nicht tragen zu müssen. Aber diese Versicherung übernimmt die Kosten für ein solches Verfahren bis hin zu einer notwendigen gerichtlichen Entscheidung vor einem Verwaltungsgericht. Inbegriffen sind alle Kosten, die dieser Verwaltungsakt kostet sowie die Rechtsanwaltgebühren. Sie ist aber nicht gleichzusetzen mit der Verkehrsrechtsschutzversicherung, die Verwaltungsrechtsschutz in Verkehrssachen ist vielmehr ein Zusatz zur Verkehrsrechtsschutz, um im Falle einer Behördenwillkür adäquat vorgehen zu können. Kann aber auch einzeln ohne Zusatz Verkehrsrechtsschutz abgeschlossen werden. Beliebt ist diese Versicherung bei Außendienstlern, die oft auf der Straße unterwegs sind und auf ihren Führerschein angewiesen sind und um einen sogenannten Kostenschutz vor Verwaltungsbehörden zu haben.
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